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	<url>
		<loc>https://www.asksandipsabharwal.com/how-decoupling-will-play-out/</loc>
		<lastmod>2010-06-29T07:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-way-ahead/</loc>
		<lastmod>2010-07-12T10:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/can-the-weak-economic-data-from-the-us-derail-the-markets/</loc>
		<lastmod>2010-07-17T17:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/german-bunds-gold-point-towards-a-sharp-market-upmove/</loc>
		<lastmod>2010-07-28T06:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/july-a-mixed-month-as-are-all-results-months/</loc>
		<lastmod>2010-08-05T05:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/low-inflation-to-mild-deflation-in-western-economies-is-good-for-high-growth-economies-like-india/</loc>
		<lastmod>2010-08-13T05:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/markets-at-new-highs-what-next/</loc>
		<lastmod>2010-08-19T05:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/inflation-will-surprise-on-the-downside/</loc>
		<lastmod>2010-08-23T06:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/come-september-2/</loc>
		<lastmod>2010-09-03T04:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-rising-trade-deficit-is-a-concern/</loc>
		<lastmod>2010-09-08T06:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-new-inflation-series-markets-etc/</loc>
		<lastmod>2010-09-14T06:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/risks-to-the-markets/</loc>
		<lastmod>2010-09-23T04:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-governments-dilemma/</loc>
		<lastmod>2010-09-28T05:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/will-the-developed-economies-recover-anytime-soon/</loc>
		<lastmod>2010-10-08T04:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/us-fed-and-other-central-bankers-could-be-promoting-a-severe-misallocation-of-capital/</loc>
		<lastmod>2010-10-18T14:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/results-g-20-et-al-2/</loc>
		<lastmod>2010-10-25T06:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/what-should-long-term-equity-market-returns-average/</loc>
		<lastmod>2010-10-25T10:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/results-g-20-et-al/</loc>
		<lastmod>2010-10-27T16:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/musings-happy-diwali/</loc>
		<lastmod>2010-11-05T17:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/why-the-rescue-of-troubled-euro-zone-countries-will-be-difficult/</loc>
		<lastmod>2010-11-16T05:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/multiple-headwinds-for-the-indian-financial-sector/</loc>
		<lastmod>2010-11-19T09:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/a-highly-volatile-november/</loc>
		<lastmod>2010-12-01T10:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/a-volatile-november-and-the-way-ahead/</loc>
		<lastmod>2010-12-06T05:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/will-the-rbi-tighten-further/</loc>
		<lastmod>2010-12-10T05:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/turning-to-a-positive-stance-in-the-short-run-as-consensus-extremely-bearish/</loc>
		<lastmod>2010-12-21T06:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/2011-2/</loc>
		<lastmod>2011-01-03T09:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/sorry-bears-its-a-long-winter/</loc>
		<lastmod>2011-01-11T06:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-is-not-behind-the-curve-the-curve-just-got-steeper-2/</loc>
		<lastmod>2011-01-17T07:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-is-not-behind-the-curve-the-curve-just-got-steeper/</loc>
		<lastmod>2011-01-17T15:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-policy-and-inflation-control-markets-looking-to-bottom/</loc>
		<lastmod>2011-01-28T12:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/64-2/</loc>
		<lastmod>2011-02-09T05:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/chinese-tightening-fiscal-deficit-and-the-markets-2/</loc>
		<lastmod>2011-02-09T05:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/chinese-tightening-fiscal-deficit-and-the-markets/</loc>
		<lastmod>2011-02-09T05:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/there-are-times-in-the-markets/</loc>
		<lastmod>2011-02-24T05:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/there-comes-a-time/</loc>
		<lastmod>2011-02-25T05:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-year-till-date-the-future-outlook/</loc>
		<lastmod>2011-03-08T08:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/how-does-one-form-a-short-term-view-on-markets-influenced-by-events/</loc>
		<lastmod>2011-03-21T05:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/what-now/</loc>
		<lastmod>2011-04-09T15:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/etc-etc/</loc>
		<lastmod>2011-04-22T16:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/results-etc-etc/</loc>
		<lastmod>2011-04-23T16:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-spoils-the-party/</loc>
		<lastmod>2011-05-03T16:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/commodities-more-to-go-qe2s-demise/</loc>
		<lastmod>2011-05-12T07:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/two-months-of-drift-could-june-be-better/</loc>
		<lastmod>2011-06-01T10:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/most-events-over-for-this-month-now-what/</loc>
		<lastmod>2011-06-16T12:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/looking-bullish/</loc>
		<lastmod>2011-07-04T15:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/all-roads-lead-to-rome/</loc>
		<lastmod>2011-07-19T05:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-wrong-prescription-diagnosis-results-markets/</loc>
		<lastmod>2011-07-27T12:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/evaluating-the-us-downgrade/</loc>
		<lastmod>2011-08-06T15:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/decoupling-stage-ii-2/</loc>
		<lastmod>2011-08-11T07:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/decoupling-stage-ii/</loc>
		<lastmod>2011-08-11T09:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/mid-month-market-review/</loc>
		<lastmod>2011-08-18T09:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/deciphering-rbis-inflation-bogey/</loc>
		<lastmod>2011-08-22T08:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/come-september-after-the-august-mayhem/</loc>
		<lastmod>2011-09-08T05:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/panic-at-its-peak-and-markets-looking-to-climb-the-wall-of-worry/</loc>
		<lastmod>2011-09-20T09:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/fed-acts-rightly/</loc>
		<lastmod>2011-09-23T06:01:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/39-2/</loc>
		<lastmod>2011-09-29T05:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/calling-rbis-bogey-on-inflation-part-ii-market-outlook/</loc>
		<lastmod>2011-10-03T06:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/results-season-starts-well/</loc>
		<lastmod>2011-10-19T06:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/a-new-beginning/</loc>
		<lastmod>2011-11-05T11:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/a-time-for-contrarian-investing/</loc>
		<lastmod>2011-11-18T16:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/current-state-of-the-markets-more-near-the-bottom-than-the-top/</loc>
		<lastmod>2011-12-05T05:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/europe-seems-to-have-avoided-its-lehman-moment-focus-shifts-to-growth/</loc>
		<lastmod>2011-12-12T06:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/gold-end-of-cycle/</loc>
		<lastmod>2011-12-19T05:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/2012-2/</loc>
		<lastmod>2011-12-30T11:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/as-headwinds-become-tailwinds/</loc>
		<lastmod>2012-01-20T07:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/only-growth-can-address-deficit/</loc>
		<lastmod>2012-02-08T09:59:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/qes-ltros-asset-buying-programs-etc-rbi-needs-to-just-focus-on-growth/</loc>
		<lastmod>2012-02-15T07:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/monetary-and-government-policy-self-goals-evident-gdp-growth-at-6-1/</loc>
		<lastmod>2012-02-29T15:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-counter-view-if-the-elephant-starts-moving/</loc>
		<lastmod>2012-03-07T07:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/25-2/</loc>
		<lastmod>2012-03-12T09:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/corporate-debt-restructuring-cdr-ever-greening-hiding-npas-or-a-viable-method/</loc>
		<lastmod>2012-03-13T09:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-bull-phase-is-on/</loc>
		<lastmod>2012-03-23T15:39:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/thoughts/</loc>
		<lastmod>2012-04-22T16:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/multiple-whammys/</loc>
		<lastmod>2012-05-04T07:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/downside-risks-to-growth-are-actually-receding/</loc>
		<lastmod>2012-05-23T06:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/indias-balance-of-payment-crisis-fears-are-vastly-exaggerated/</loc>
		<lastmod>2012-05-29T04:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/how-rbi-misread-the-global-economic-scenario-to-take-india-back-to-the-hindu-rate-of-growth/</loc>
		<lastmod>2012-06-07T14:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/snippets/</loc>
		<lastmod>2012-06-22T01:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/monsoons-el-nino-buy-hold-investing-etc/</loc>
		<lastmod>2012-07-11T05:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/when-europe-is-on-vacation/</loc>
		<lastmod>2012-08-11T17:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/monopolies-are-bad-coalgate-or-not/</loc>
		<lastmod>2012-08-29T06:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/come-september/</loc>
		<lastmod>2012-09-03T05:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-month-that-was/</loc>
		<lastmod>2012-09-30T04:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/questions-questions/</loc>
		<lastmod>2012-10-10T17:01:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/the-worst-logic-the-big-revolution-the-big-oligopolies/</loc>
		<lastmod>2012-10-30T13:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/emerging-markets-to-outperform-big-time/</loc>
		<lastmod>2012-11-09T05:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/would-inflation-have-been-lower-if-interest-rates-were-lower-market-outlook/</loc>
		<lastmod>2012-11-24T14:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/2013-2/</loc>
		<lastmod>2013-01-04T15:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/half-a-month-into-the-new-year-whats-up/</loc>
		<lastmod>2013-01-17T09:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/from-best-to-worst/</loc>
		<lastmod>2013-01-25T07:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/rbi-policy-and-the-ridiculous-commentary-of-armchair-economists/</loc>
		<lastmod>2013-01-30T05:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/what-ails-the-indian-markets-2/</loc>
		<lastmod>2013-02-18T10:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/some-simple-budget-recommendations-to-the-fm-4/</loc>
		<lastmod>2013-02-22T07:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/some-simple-budget-recommendations-to-the-fm-3/</loc>
		<lastmod>2013-02-22T07:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/budget-read-on-to-implementation-now-2/</loc>
		<lastmod>2013-03-01T06:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/why-what-when-if-2/</loc>
		<lastmod>2013-03-07T16:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/subbarao-is-not-volcker-and-india-is-not-the-us-2/</loc>
		<lastmod>2013-03-22T16:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/a-slowing-china-increasing-inventories-supplies-prolonged-period-of-subdued-commodities-2/</loc>
		<lastmod>2013-04-02T08:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/mf-industry-in-india-the-haves-can-bes-and-the-have-nots-4/</loc>
		<lastmod>2013-04-07T15:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/mf-industry-in-india-the-haves-can-bes-and-the-have-nots-3/</loc>
		<lastmod>2013-04-07T15:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/dont-believe-those-who-say-2/</loc>
		<lastmod>2013-04-15T06:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/value-creation-in-india-over-the-last-two-decades-2/</loc>
		<lastmod>2013-04-21T13:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/revisiting-the-thesis-one-third-into-the-year-2/</loc>
		<lastmod>2013-04-27T16:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.asksandipsabharwal.com/are-high-interest-rates-the-solution-to-indias-cad-problem-2/</loc>
		<lastmod>2013-05-05T06:46:00+00:00</lastmod>
	</url>
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		<lastmod>2015-08-24T05:59:19+00:00</lastmod>
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		<lastmod>2015-10-18T06:50:46+00:00</lastmod>
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		<lastmod>2015-11-08T11:26:54+00:00</lastmod>
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		<lastmod>2016-01-01T02:57:31+00:00</lastmod>
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		<lastmod>2016-01-09T06:44:12+00:00</lastmod>
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		<lastmod>2016-01-19T14:24:38+00:00</lastmod>
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		<lastmod>2016-02-29T11:54:13+00:00</lastmod>
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		<lastmod>2016-04-06T13:10:47+00:00</lastmod>
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		<lastmod>2016-04-07T03:15:23+00:00</lastmod>
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		<lastmod>2016-08-27T13:50:35+00:00</lastmod>
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		<lastmod>2016-11-09T12:13:29+00:00</lastmod>
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		<lastmod>2016-11-11T05:44:20+00:00</lastmod>
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		<lastmod>2016-11-20T14:12:23+00:00</lastmod>
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		<lastmod>2016-11-27T06:16:00+00:00</lastmod>
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		<lastmod>2016-12-07T11:01:13+00:00</lastmod>
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		<lastmod>2017-01-05T03:27:14+00:00</lastmod>
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		<lastmod>2017-02-01T11:01:45+00:00</lastmod>
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		<lastmod>2017-06-12T04:08:44+00:00</lastmod>
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		<lastmod>2017-06-24T10:54:45+00:00</lastmod>
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		<lastmod>2017-07-30T12:31:05+00:00</lastmod>
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		<lastmod>2017-08-31T05:16:34+00:00</lastmod>
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		<lastmod>2017-08-31T14:51:11+00:00</lastmod>
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		<lastmod>2017-09-28T09:34:34+00:00</lastmod>
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		<loc>https://www.asksandipsabharwal.com/outlook-2018/</loc>
		<lastmod>2017-12-30T05:13:12+00:00</lastmod>
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		<lastmod>2018-03-12T13:35:49+00:00</lastmod>
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		<lastmod>2018-06-02T05:15:35+00:00</lastmod>
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		<lastmod>2018-06-11T07:55:32+00:00</lastmod>
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		<lastmod>2018-11-04T12:50:47+00:00</lastmod>
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		<lastmod>2019-01-02T05:24:55+00:00</lastmod>
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		<lastmod>2019-02-17T07:09:07+00:00</lastmod>
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		<lastmod>2019-03-23T15:11:52+00:00</lastmod>
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